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Gardener's Delight in Lake Summerset! Beautifully landscaped by a master gardener, this 4-bed, 3-bath ranch with upper level loft is bursting with character and outdoor charm-including established perennials, a garden pond with waterfall, a large garden shed with a concrete floor (new in 2023) and a newer deck with a pergola for relaxing or entertaining. Additional parking pad for a boat or RV! Inside, enjoy an expansive, finished, multi-purpose room with hardwood floors and large windows, perfect as a creative or recreational space. The main living area features vaulted ceilings, wood floors(2022), and a cozy gas fireplace. The kitchen is a dream with quartz countertops, tiled backsplash, ample cabinetry, and new stainless steel appliances (2023). The primary suite offers a large walk-in closet and a private bath with dual sinks and a step-in shower. A main floor laundry offers ease and convenience! The partially exposed lower level includes a fourth bedroom, full bath with step-in shower, bonus room, a separate workroom, an additional washer and dryer, closet, and an abundance of storage. Additional upgrades include a NEW roof (2024), furnace (2022), water softener (2023), garage door(2023) which has a camera with wifi access, and a freshly sealed driveway. Underground invisible dog fence included! Additional lots surrounding the home are also available (382, 383, 385, and 386). Located in the gated Lake Summerset community-known for its 285-acre stocked lake-residents enjoy two beaches, marinas, a heated pool, splash pad, tennis, pickleball, disc golf, a dog park, playgrounds, and year-round events. Just 30 minutes from Rockford, Freeport, and Monroe, and 100 miles from Chicago via I-90. This is more than a home-it's a lifestyle.